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Looking for a fha loan specialist in Towson? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Towson, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 9 fha loan specialists in Towson, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage - Towson, MD
1220A E Joppa Rd Suite 118, Towson, MD 21286
4433846975
Malcolm L Crane | Fairway Independent Mortgage Corporation Branch Manager
40 W Chesapeake Ave Suite 400, Towson, MD 21204
9172072789
Fairway Independent Mortgage Corporation
40 W Chesapeake Ave Suite 400, Towson, MD 21204
4436524320
Gregory Lewis | Fairway Independent Mortgage Corporation Loan Officer
40 W Chesapeake Ave Suite 400, Towson, MD 21204
4108051520
Joseph Wandishin | Sales Manager | Primary Residential Mortgage, Inc.
1220A E Joppa Rd Suite 118, Towson, MD 21286
4432739006
TJ Jager | Sales Manager | Primary Residential Mortgage, Inc.
1220A E Joppa Rd Suite 118, Towson, MD 21286
4436109434
Vialdy Baez | Loan Officer | Primary Residential Mortgage, Inc.
1220 A E Joppa Rd Suite 118, Towson, MD 21286
4438243272
Natalie Winter | Loan Officer | Primary Residential Mortgage, Inc.
1220 E Joppa Rd Suite 118, Towson, MD 21286
4105962124
Scott Gann Primary Residential Mortgage Consultant
1220a E Joppa Rd Suite 118, Towson, MD 21286
4434635048
An FHA loan specialist in Towson, Maryland helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in the Baltimore area due to lower down payment requirements and flexible credit guidelines. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), and Towson specialists must comply with state disclosure rules under the Maryland Mortgage Lender Law.
What Does a FHA Loan Specialist in Towson Cost?
Typical costs for FHA loan specialist services in Maryland include an origination fee of 1% to 1.5% of the loan amount, plus third party fees for appraisal, credit report, and title search. In Towson, appraisal fees range from $500 to $700, and credit report fees are about $30 to $50. The upfront mortgage insurance premium (UFMIP) is 1.75% of the loan amount, and annual mortgage insurance premiums vary from 0.45% to 1.05% depending on loan terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Towson do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They help Towson residents understand FHA credit score minimums, debt-to-income ratios, and Maryland specific property requirements like lead paint disclosures for older homes.
What are the FHA loan limits for Towson Maryland in 2025?
For 2025, the FHA loan limit for a single-family home in Baltimore County, including Towson, is $498,257 for low-cost areas and up to $1,149,825 for high-cost areas. These limits are set by HUD and may change annually. A specialist can confirm the exact limit for your specific property.
Are there Maryland specific requirements for FHA loans?
Yes. Maryland requires FHA borrowers to complete a homebuyer education course from a HUD approved agency. Additionally, all FHA loans in Maryland must include a property appraisal by a state licensed appraiser, and the property must meet HUD minimum property standards, including safety and structural soundness.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.