Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Cliffside Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JANET PAGAN HOME LOANS USA
170 Palisade Ave, Cliffside Park, NJ 07010
2018701507
PRMG
170 Palisade Ave Right, Cliffside Park, NJ 07010
2015809786
Mortgage World
229 Franklin Ave, Cliffside Park, NJ 07010
2014038673
What Does a FHA Loan Specialist in Cliffside Park Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.45 and 1.05 percent. Lender fees can range from 500 to 1500 dollars. Appraisal costs are usually 400 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in New Jersey?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. New Jersey does not have additional state down payment requirements.
Are there New Jersey specific limits for FHA loans in Cliffside Park?
Yes, FHA loan limits vary by county. For Bergen County in 2024 the ceiling for a single family home is typically around $1,149,825. Your specialist can confirm the exact limit for Cliffside Park.
What documents do I need to apply for an FHA loan in New Jersey?
You will need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid ID. New Jersey law also requires a completed loan application and a good faith estimate within three business days.