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FHA Loan Specialists in Cliffside Park, NJ

Browse fha loan specialists serving Cliffside Park, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Cliffside Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 fha loan specialists in Cliffside Park, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JANET PAGAN HOME LOANS USA
170 Palisade Ave, Cliffside Park, NJ 07010
(201) 870-1507 janetpagan.myprmg.net
PRMG
170 Palisade Ave Right, Cliffside Park, NJ 07010
(201) 580-9786 cliffsidepark515.prmgapp.com
Mortgage World
229 Franklin Ave, Cliffside Park, NJ 07010
(201) 403-8673 fha-world.com

An FHA loan specialist in Cliffside Park New Jersey can guide you through the process of obtaining a government backed mortgage. New Jersey law requires lenders to provide certain disclosures within three business days of application. Local specialists understand the housing market in Bergen County and can help you qualify for an FHA loan with a low down payment.

What Does a FHA Loan Specialist in Cliffside Park Cost?

Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.45 and 1.05 percent. Lender fees can range from 500 to 1500 dollars. Appraisal costs are usually 400 to 700 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum down payment for an FHA loan in New Jersey?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. New Jersey does not have additional state down payment requirements.
Are there New Jersey specific limits for FHA loans in Cliffside Park?
Yes, FHA loan limits vary by county. For Bergen County in 2024 the ceiling for a single family home is typically around $1,149,825. Your specialist can confirm the exact limit for Cliffside Park.
What documents do I need to apply for an FHA loan in New Jersey?
You will need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid ID. New Jersey law also requires a completed loan application and a good faith estimate within three business days.

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