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FHA Loan Specialists in Galloway, NJ

Looking for a fha loan specialist in Galloway? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Galloway, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in Galloway, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
All Mortgage Funding LLC
145 W White Horse Pike, Galloway, NJ 08205
6092410114
Best Home Of Mortgage
304 S Nectar Ave, Galloway, NJ 08205
6403338524
Infinity Home Mortgage Co Inc
29 S New York Rd, Galloway, NJ 08205
6094047771
Ultimate Home Mortgage
36 S New York Rd #157, Galloway, NJ 08205
6403339948

FHA loan specialists in Galloway, New Jersey help homebuyers secure government-backed mortgages with lower down payments. New Jersey law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand South Jersey real estate market conditions and can guide you through FHA appraisal and underwriting rules.

What Does a FHA Loan Specialist in Galloway Cost?

FHA loan specialist costs in New Jersey typically include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75%. Closing costs generally range from 3% to 5% of the purchase price. For a $300,000 home, total costs might be $9,000 to $15,000. These fees vary by lender and loan program. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Galloway New Jersey?
For 2025, the FHA loan limit for a single-family home in Atlantic County is $498,257. This amount applies to Galloway Township and adjusts annually based on median home prices.
Do I need a New Jersey license to work with an FHA loan specialist?
Yes. All mortgage loan originators in New Jersey must hold an active license from the New Jersey Department of Banking and Insurance. You can verify a specialist license online through the NMLS Consumer Access system.