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FHA Loan Specialists in Hammonton, NJ

Browse fha loan specialists serving Hammonton, New Jersey. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Hammonton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 fha loan specialists in Hammonton, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Allied Mortgage Group - Hammonton
527 12th St, Hammonton, NJ 08037
6097444349
Truist
240 S White Horse Pike STE 16, Hammonton, NJ 08037
6095616060
Christofer Wilhelm at Citywide (NMLS #1041743)
20 S 2nd St, Hammonton, NJ 08037
8562840613
Hope Home Lending Hammonton
11 S 3rd St, Hammonton, NJ 08037
6406007222
Home Lending Elwood
4520 S White Horse Pike #59, Hammonton, NJ 08037
6402012335
Kathy Tohanczyn at Citywide (NMLS #1688524)
20 S 2nd St, Hammonton, NJ 08037
8563256079
Guaranteed Rate of Hammonton
854 S White Horse Pike, Hammonton, NJ 08037
6097042595

FHA loan specialists in Hammonton, New Jersey help homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. New Jersey law requires all mortgage loan originators to be licensed through the NMLS, ensuring borrowers work with qualified professionals. Local specialists understand Atlantic County housing market conditions and can guide you through FHA appraisal and underwriting rules.

What Does a FHA Loan Specialist in Hammonton Cost?

Typical costs for FHA loan services in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual MIP ranging from 0.45 to 1.05 percent. Lender origination fees often range from 0.5 to 1.5 percent of the loan. Appraisal fees in Hammonton are usually 500 to 700 dollars. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Hammonton do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They review your finances, explain FHA requirements, and guide you through the approval process. In New Jersey, they must hold an active NMLS license.
What are the FHA loan limits for Hammonton New Jersey?
For 2024, FHA loan limits in Atlantic County including Hammonton are 498,257 for a single family home. Limits may vary for multi unit properties. Your specialist can confirm current limits for your specific loan type.
Do I need a New Jersey specific FHA loan specialist?
Yes, New Jersey has unique laws regarding mortgage lending, including licensing through the NMLS and state specific disclosure rules. A local specialist knows Atlantic County property values and local appraisal standards.