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Browse fha loan specialists serving Holmdel, New Jersey. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Holmdel, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 fha loan specialists in Holmdel, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Holmdel, NJ
39 Main St, Holmdel, NJ 07733
8007789044
New American Funding - Bobby Walsh
45 E Main St, Holmdel, NJ 07733
9175603066
New American Funding - Vincent Demetrio
45 E Main St, Holmdel, NJ 07733
2038579011
Anthony Cusanelli at CrossCountry Mortgage
Building II, 960 Holmdel Rd Suite C, Holmdel, NJ 07733
7329861828
New American Funding - Rafael Moura
45 E Main St, Holmdel, NJ 07733
7327099340
BFF Lending Services
969 Holmdel Rd #3, Holmdel, NJ 07733
7328372080
New American Funding - Joan Walsh
45 E Main St, Holmdel, NJ 07733
7325705851
New American Funding - Holmdel, NJ
45 E Main St, Holmdel, NJ 07733
7325401748
Advisors Mortgage Group, Llc
39 Main St, Holmdel, NJ 07733
8007789044
An FHA loan specialist in Holmdel, New Jersey helps home buyers navigate FHA insured mortgages, which are popular for first time buyers and those with lower credit scores. New Jersey law requires all mortgage loan originators to be licensed through the NMLS, and specialists must comply with state specific disclosure rules. Holmdel residents benefit from local expertise in Monmouth County property values and FHA loan limits.
What Does a FHA Loan Specialist in Holmdel Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance depending on loan term and down payment. Lender origination fees usually fall between 0.5 and 1.5 percent of the loan amount, and appraisal fees in Holmdel average 500 to 700 dollars. Closing costs in New Jersey typically total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Holmdel New Jersey?
For 2025, the FHA loan limit for a single family home in Monmouth County is $1,149,825. This high limit reflects the area median home prices. Borrowers should confirm current limits with their specialist as they can change annually.
What credit score is needed for an FHA loan in New Jersey?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. New Jersey does not have additional state credit score rules beyond federal FHA guidelines.
Are there New Jersey specific requirements for FHA loans?
New Jersey requires lenders to provide a standardized mortgage commitment letter and a good faith estimate of closing costs. FHA loans in New Jersey also require a property appraisal by an FHA approved appraiser. The state does not impose extra FHA fees beyond federal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.