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Compare fha loan specialists in Little Falls Township. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Little Falls Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 20 fha loan specialists in Little Falls Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
219 Paterson Ave # B5, Little Falls Township, NJ 07424
9738651116
Bhagyashri Sheladia at NJ Lenders Corp.
219 Paterson Ave, Little Falls Township, NJ 07424
2017868133
Michael Gibney at NJ Lenders Corp.
219 Paterson Ave, Little Falls Township, NJ 07424
5514864169
Scott Saypol - Luminate Bank
219 Paterson Ave, Little Falls Township, NJ 07424
9739810385
Donald Maita II at NJ Lenders Corp.
219 Paterson Ave # B5, Little Falls Township, NJ 07424
2017834397
RAM Mortgage Partners LLC
88 Main St Suite 203, Little Falls Township, NJ 07424
2019421440
Luminate Bank, Justin Messing Mortgage Loan Originator
219 Paterson Ave, Little Falls Township, NJ 07424
9738653252
An FHA loan specialist in Little Falls Township, New Jersey helps home buyers and homeowners secure loans insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional mortgages. In New Jersey, FHA loans must comply with state licensing rules and the New Jersey Consumer Protection Act.
What Does a FHA Loan Specialist in Little Falls Township Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees in Little Falls Township are usually 400 to 700 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Little Falls Township?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They help you understand New Jersey specific requirements like property tax prorations and flood insurance rules.
What are the credit score requirements for an FHA loan in New Jersey?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. These rules apply statewide, including Little Falls Township.
Are there New Jersey specific laws for FHA loans?
Yes. New Jersey requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure. The state also has a six year statute of limitations for mortgage fraud claims under New Jersey law.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.