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Looking for a fha loan specialist in Matawan? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Matawan, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in Matawan, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tidewater Mortgage Services, Inc.
30 Freneau Ave #2c, Matawan, NJ 07747
7329707777
Erickson Mortgage Group - Erickson Rosario
100 Matawan Rd Suite 325, Matawan, NJ 07747
3479950681
Guild Mortgage - Malvina Schwartz
76 Main St Suite 1, Matawan, NJ 07747
8484685181
Guild Mortgage Company
76 Main St Suite 1, Matawan, NJ 07747
8484685181
FHA loan specialists in Matawan, New Jersey help homebuyers and homeowners secure government-backed loans with lower down payments. These loans are popular in Monmouth County due to the areas moderate home prices. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in Matawan Cost?
FHA loan specialist fees in New Jersey typically range from 1 to 2 percent of the loan amount, paid at closing. This includes the loan origination fee and other lender charges. The borrower also pays an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be rolled into the loan. Monthly mortgage insurance premiums vary based on loan size and down payment. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Matawan do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA requirements, such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also assist with New Jersey-specific rules like property flood zone requirements.
What are the FHA loan limits for Matawan, New Jersey in 2025?
For 2025, the FHA loan limit for a single-family home in Monmouth County, which includes Matawan, is typically the standard national ceiling of $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in New Jersey?
Yes, all mortgage loan originators in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. This includes FHA loan specialists. They must also pass a criminal background check and complete continuing education courses each year.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.