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Browse fha loan specialists serving Montville, New Jersey. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Montville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 12 fha loan specialists in Montville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Peter Traum at Rate (NMLS #12975)
350 Main Rd Suite 203, Montville, NJ 07045
9736107642
Chad Barris at Rate
350 Main Rd Suite 203, Montville, NJ 07045
9174397336
Mary Ratchford at Rate (NMLS #261640)
350 Main Rd Suite 203, Montville, NJ 07045
9738662002
Marc Demetriou, CLU, ChFC, CDLP at Rate (NMLS #111118)
350 Main Rd Suite 203, Montville, NJ 07045
9735218345
Devin Moran at Rate (NMLS #1685333)
350 Main Rd Suite 203, Montville, NJ 07045
9736584791
Brian Kelly at Guaranteed Rate (NMLS #1092959)
350 Main Rd Suite 203, Montville, NJ 07045
6092944612
MaryBeth Brannigan at Rate (NMLS #1240169)
350 Main Rd Suite 203, Montville, NJ 07045
9739398664
Jon Soto at Rate (NMLS #1869835)
350 Main Rd Suite 203, Montville, NJ 07045
9735422851
Zev Lewinson at Rate (NMLS #1072291)
350 Main Rd Suite 203, Montville, NJ 07045
9738662003
Jackie Doyle at Rate (NMLS #55246)
350 Main Rd Suite 203, Montville, NJ 07045
9738662005
Laura Lang at Rate (NMLS #242525)
350 Main Rd Suite 203, Montville, NJ 07045
8623710087
Eva Malone at Rate (NMLS #69182)
350 Main Rd Suite 203, Montville, NJ 07045
9739398679
FHA loan specialists in Montville, New Jersey help homebuyers secure government-backed mortgages with lower down payments. New Jersey law requires all mortgage loan originators to be licensed through the NMLS. Local specialists understand Morris County property values and can guide you through FHA appraisal requirements.
What Does a FHA Loan Specialist in Montville Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 0.5 to 1.0 percent of the loan amount and third-party fees for appraisal, credit report, and title search. These fees total between $3,000 and $6,000 on a $300,000 loan. Actual costs vary by lender and borrower qualifications. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Montville?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in New Jersey may set higher minimums.
How does the FHA loan limit work in Morris County?
FHA loan limits for Morris County in 2025 are set by HUD and typically range from around $498,000 for a single-family home. These limits adjust annually based on median home prices. A local specialist can confirm current limits for Montville.
Do FHA loans require mortgage insurance in New Jersey?
Yes, all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Borrowers also pay an annual MIP, which varies by loan term and down payment. This insurance protects the lender, not the borrower.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.