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Compare fha loan specialists in North Bergen. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
North Bergen, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 fha loan specialists in North Bergen, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sheetal Sawhney at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2019516423
Capital Lending Corp.
8417 Bergenline Ave, North Bergen, NJ 07047
2012951400
Sheetal Sawhney Team at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2018687283
Sergio Hidalgo at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2012405072
Martha Elena Perez
7520 Bergenline Ave, North Bergen, NJ 07047
2016738011
An FHA loan specialist in North Bergen New Jersey helps homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Hudson County due to lower down payment requirements and flexible credit guidelines. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in North Bergen Cost?
FHA loan specialist fees in New Jersey typically range from 500 to 1500 dollars for origination services. The upfront mortgage insurance premium is 1.75 percent of the loan amount. Annual mortgage insurance premiums vary from 0.45 to 1.05 percent depending on loan term and down payment. These costs do not include third party fees like appraisal or title insurance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for North Bergen New Jersey in 2025?
For 2025 the FHA loan limit for a single family home in Hudson County is 498257 dollars. This limit applies to North Bergen as part of the New York City metro area. Higher limits apply for multi unit properties.
What credit score do I need for an FHA loan in New Jersey?
The minimum credit score for an FHA loan is 580 for a 3.5 percent down payment. With a score between 500 and 579 you may qualify with a 10 percent down payment. Each lender may set higher requirements.
How long does FHA loan approval take in North Bergen?
Typical FHA loan approval in New Jersey takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed. The New Jersey Consumer Protection Act requires lenders to provide a loan estimate within three business days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.