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Find FHA Loan Specialists in North Brunswick Township, NJ
Looking for a fha loan specialist in North Brunswick Township? Review the directory below to compare your options.
2 agents listed
Updated May 2026
North Brunswick Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in North Brunswick Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UNITED ONE MORTGAGE INC.
1215 Livingston Ave, North Brunswick Township, NJ 08902
7325432855
HomeGotOwned Mortgages
1549 Finnegans Ln, North Brunswick Township, NJ 08902
9088582220
FHA loan specialists in North Brunswick Township, New Jersey help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. New Jersey law requires all mortgage loan originators to be licensed through the state Department of Banking and Insurance. Local specialists understand the specific property value trends and inspection requirements for Middlesex County homes.
What Does a FHA Loan Specialist in North Brunswick Township Cost?
Typical costs for an FHA loan in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in North Brunswick Township usually range from 2 to 5 percent of the purchase price, covering appraisal fees of $500 to $700 and title insurance. Lender origination fees vary from 0.5 to 1 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in North Brunswick Township?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. New Jersey lenders follow federal FHA guidelines and may have additional overlays.
Are there income limits for FHA loans in New Jersey?
FHA loans do not have strict income limits but require stable employment and a debt-to-income ratio below 43 percent. In North Brunswick Township, the FHA loan limit for 2024 is $1,149,825 for a single-family home. Borrowers must also pay mortgage insurance premiums.
How long does the FHA loan process take in New Jersey?
The typical FHA loan process in New Jersey takes 30 to 45 days from application to closing. Under New Jersey law, lenders must provide a loan estimate within three business days. Delays can occur if property appraisals reveal needed repairs under FHA minimum property standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.