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Find FHA Loan Specialists in Northfield, NJ

Browse fha loan specialists serving Northfield, New Jersey. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Northfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 18 fha loan specialists in Northfield, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Malamut Mortgage Team - HMA Mortgage
1001 New Rd, Northfield, NJ 08225
6096465555
Union Home Mortgage
2111 New Rd Suite 106, Northfield, NJ 08225
6095268017
Meridian Bank Mortgage
2330 New Rd, Northfield, NJ 08225
6092417028
Jenna Miller, Loan Officer
1630 New Rd, Northfield, NJ 08225
6095016584
Mike Rosman - Union Home Mortgage
2111 New Rd Suite 106, Northfield, NJ 08225
2154350607
Julie Mealo for Valley Bank
1423 Tilton Rd #10, Northfield, NJ 08225
6092768578
Madelynn Tejeda Mortgage Team - Newrez
1800 New Rd Suite 200A, Northfield, NJ 08225
6094025352
First United Funding
2312 New Rd Unit 107, Northfield, NJ 08225
6092285771
Nadine Feldman Mortgage Professional
1001 New Rd, Northfield, NJ 08225
6092263491
Atlantic Home Loans
1800 New Rd Suite 103, Northfield, NJ 08225
6093825000
Mary Rodgers - Union Home Mortgage
2111 New Rd Suite 106, Northfield, NJ 08225
6095014296
Keith Coolahan - Citizens Bank, Home Mortgages
1555 Zion Rd Suite 100, Northfield, NJ 08225
2159623298
Fran Conte
1555 Zion Rd Suite 100, Northfield, NJ 08225
6094120873
Beth Wisser
1555 Zion Rd Suite 100, Northfield, NJ 08225
6094577741
Sean Coolahan
1555 Zion Rd Suite 100, Northfield, NJ 08225
2158961061
Dana Temprano
1680 New Rd, Northfield, NJ 08225
9103402022
NationMac Mortgage
660 New Rd Suite 2B, Northfield, NJ 08225
8562072917
Chris Kaczmarski - Citizens, Home Mortgage
1555 Zion Rd Suite 100, Northfield, NJ 08225
6097039642

An FHA loan specialist in Northfield, New Jersey helps borrowers understand and apply for Federal Housing Administration insured loans. These loans are popular for first-time homebuyers and those with lower credit scores. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance, ensuring they meet state standards.

What Does a FHA Loan Specialist in Northfield Cost?

Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1% to 2% of the loan amount. The upfront mortgage insurance premium is 1.75% of the loan amount, and annual mortgage insurance premiums range from 0.45% to 1.05% depending on the loan term and down payment. Closing costs in New Jersey average 3% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Northfield?
An FHA loan specialist guides you through the FHA loan application process. They help you determine eligibility, gather documents, and submit your application to an approved lender. They also explain New Jersey specific requirements like state property taxes and insurance rules.
What are the FHA loan limits for Atlantic County New Jersey?
For 2024, the FHA loan limit for a single-family home in Atlantic County, which includes Northfield, is $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and are updated annually.
How do I choose an FHA loan specialist in Northfield?
Look for a specialist who is licensed in New Jersey and has experience with FHA loans. Check their status on the Nationwide Multistate Licensing System. You can also ask local real estate agents for referrals to trusted specialists in the Northfield area.