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Find FHA Loan Specialists Near You in Oakland, NJ

Directory of fha loan specialists in Oakland, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Oakland, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 fha loan specialists in Oakland, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
345 Ramapo Valley Rd, Oakland, NJ 07436
(201) 337-4125 homelendingadvisor.chase.com
NJ Lenders Corp.- Mahwah, NJ
21 Franklin Ave, Oakland, NJ 07436
(973) 890-0005 njlenders.com

What Does a FHA Loan Specialist in Oakland Cost?

Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal (usually $500 to $700), credit report ($30 to $50), and title services ($800 to $1,200). Closing costs for an FHA loan in New Jersey generally range from 3 to 6 percent of the purchase price. Note that costs vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Oakland New Jersey?
For 2025, the FHA loan limit for a single-family home in Bergen County, which includes Oakland, is $1,209,750. This limit applies to high-cost areas and is set by the Department of Housing and Urban Development (HUD).
What is the minimum down payment for an FHA loan in New Jersey?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579, you may need a 10 percent down payment.

FHA Loan Specialists in Other New Jersey Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Jersey.

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