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Showing 2 fha loan specialists in Plainsboro Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pinky Shah Mortgage Team
777 Scudders Mill Rd Bldg 4 Ste 101, Plainsboro Township, NJ 08536
7328451991
Mortgage, Bank of America
656 Plainsboro Rd, Plainsboro Township, NJ 08536
6097853734
What Does a FHA Loan Specialist in Plainsboro Township Cost?
Typical costs for FHA loan specialist services in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.0 percent of the loan. Appraisal fees in Plainsboro Township average $500 to $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Plainsboro Township?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. New Jersey law does not change these federal guidelines.
Are there New Jersey-specific limits for FHA loan amounts in Plainsboro Township?
Yes, FHA loan limits vary by county. For 2025, Middlesex County has a standard FHA loan limit of $498,257 for a single-family home. High-cost area limits may apply if the property is in a designated high-cost zone.