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Directory of fha loan specialists in Point Pleasant, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Point Pleasant, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Point Pleasant, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wells Fargo Home Mortgage
3223 Bridge Ave, Point Pleasant, NJ 08742
7328926600
Jennifer Andreyev - 419035 - Wells Fargo Home Mortgage
3223 Bridge Ave, Point Pleasant, NJ 08742
7324513489
Paul Kiendle - Mortgage Loan Officer
232 Richmond Ave, Point Pleasant, NJ 08742
5169417133
An FHA loan specialist in Point Pleasant New Jersey can help you secure a government-backed mortgage with a lower down payment. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. These specialists understand local property values and can guide you through the specific requirements for Ocean County home purchases.
What Does a FHA Loan Specialist in Point Pleasant Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Ocean County usually run between 500 and 700 dollars. These costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Point Pleasant New Jersey?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. New Jersey does not have additional state credit score requirements beyond federal FHA guidelines.
Are there specific FHA loan limits for Point Pleasant New Jersey?
Yes FHA loan limits vary by county. For Ocean County in 2024 the ceiling for a single family home is typically around 1.1 million dollars. A specialist can confirm the current limit for your specific property type.
How long does the FHA loan process take in New Jersey?
The typical FHA loan process in New Jersey takes 30 to 45 days from application to closing. New Jersey law requires a 3 day right of rescission period after signing the loan documents. Delays can occur if the property needs repairs required by the FHA appraisal.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.