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Compare FHA Loan Specialists in Pompton Plains, NJ
Browse fha loan specialists serving Pompton Plains, New Jersey. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Pompton Plains, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in Pompton Plains, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dave Taormina at Rate (NMLS #215662)
913 NJ-23 Suite 212, Pompton Plains, NJ 07444
9736320370
Craig Smith at Rate (NMLS #252528)
913 NJ-23 Suite 212, Pompton Plains, NJ 07444
9739398677
Rate
913 NJ-23 Suite 212, Pompton Plains, NJ 07444
9736584792
Bryan Distefano at Rate (NMLS #406340)
913 NJ-23 Suite 212, Pompton Plains, NJ 07444
7185139583
FHA loan specialists in Pompton Plains help home buyers and homeowners secure government-backed mortgages with lower down payments. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local specialist familiar with Morris County property values and New Jersey closing procedures can simplify your loan process.
What Does a FHA Loan Specialist in Pompton Plains Cost?
Typical costs for FHA loan specialist services in New Jersey include an origination fee of 1% to 1.75% of the loan amount. Closing costs generally range from 3% to 5% of the purchase price. The FHA also charges an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. These costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Pompton Plains do?
An FHA loan specialist guides you through the application process for a Federal Housing Administration insured loan. They help you understand credit requirements, debt-to-income ratios, and New Jersey specific property eligibility rules. They also coordinate with appraisers and underwriters to get your loan approved.
What are the FHA loan limits for Pompton Plains New Jersey?
For 2024 the FHA loan limit for a single family home in Morris County is $498,257. This limit applies to most areas in Pompton Plains. Higher limits may apply for duplexes or larger properties.
Do I need a special license to be an FHA loan specialist in New Jersey?
Yes. All mortgage loan originators in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. They must also complete annual continuing education on federal and state lending laws including the New Jersey Consumer Protection Act.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.