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Compare fha loan specialists in Red Bank. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Red Bank, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 13 fha loan specialists in Red Bank, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Red Bank
74 NJ-35, Red Bank, NJ 07701
8007789044
Advisors Mortgage Group - Red Bank, NJ (Downtown)
130 Maple Ave Unit 10A, Red Bank, NJ 07701
7326956099
Alpha Funding
218 Broad St, Red Bank, NJ 07701
9089004894
Waterville Mortgage
157 Broad St UNIT 304, Red Bank, NJ 07701
7322176000
Absolute Home Mortgage Corporation
70 White St, Red Bank, NJ 07701
7327493333
Navesink Home Loans
140 Broad St Suite 200, Red Bank, NJ 07701
7322413555
LoanGeek
331 Newman Springs Rd Suite 320, Red Bank, NJ 07701
8885924335
Alex Reilley at Prosperity Home Mortgage - Red Bank
350 NJ-35, Red Bank, NJ 07701
2152801556
Melanie Jannuzzi at Prosperity Home Mortgage - Red Bank
350 NJ-35, Red Bank, NJ 07701
8772751762
Rob Kinney at Citywide (NMLS #589175)
16 W Front St, Red Bank, NJ 07701
7328597295
Home Mortgage Advisors LLC
54 Broad St suite 200b, Red Bank, NJ 07701
9084949070
Wei Zhao - 58743 - Wells Fargo Home Mortgage
331 Newman Springs Rd Building 2 Floor 2, Red Bank, NJ 07701
7325868318
Bob Forester - 158549 - Wells Fargo Home Mortgage
331 Newman Springs Rd Building 2 Floor 2, Red Bank, NJ 07701
6092380742
An FHA loan specialist in Red Bank New Jersey helps home buyers and homeowners navigate FHA insured mortgages. New Jersey has specific property condition requirements for FHA loans including minimum standards for safety and soundness. A local specialist understands the Monmouth County real estate market and can guide you through the FHA appraisal and underwriting process.
What Does a FHA Loan Specialist in Red Bank Cost?
Typical costs for an FHA loan in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Red Bank range from 2 to 5 percent of the purchase price including title fees appraisal and attorney costs. These figures are general information and do not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Red Bank New Jersey in 2025?
For 2025 the FHA loan limit for a single family home in Monmouth County is $498,257 for low cost areas and up to $1,149,825 for high cost areas. These limits are set by the Department of Housing and Urban Development and apply to all FHA loans in Red Bank.
What New Jersey specific requirements apply to FHA loans?
New Jersey law requires FHA loan borrowers to complete a state approved home buyer education course. The course covers New Jersey property taxes flood insurance requirements and the state foreclosure process. You must complete the course before loan closing.
How long does an FHA loan typically take to close in New Jersey?
An FHA loan in New Jersey usually closes within 30 to 45 days from application. This timeline includes the FHA appraisal which must meet New Jersey property standards. Delays can occur if the property needs repairs to meet FHA minimum requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.