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Find FHA Loan Specialists Near You in Ridgefield Park, NJ

Looking for a fha loan specialist in Ridgefield Park? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Ridgefield Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 fha loan specialists in Ridgefield Park, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Funding
100 Challenger Rd Suite 402, Ridgefield Park, NJ 07660
(201) 907-0060
Claudia M. Villamar, AMP
65 Challenger Rd Suite 210, Ridgefield Park, NJ 07660
(609) 621-7510 claudiayourmortgagelender.com

An FHA loan specialist in Ridgefield Park, New Jersey helps homebuyers navigate Federal Housing Administration loans. These loans often have lower down payment requirements and flexible credit guidelines. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.

What Does a FHA Loan Specialist in Ridgefield Park Cost?

Typical costs for an FHA loan in New Jersey include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Lender origination fees range from 0.5% to 1.0% of the loan amount. Closing costs in New Jersey average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Ridgefield Park?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, down payment assistance, and property eligibility for homes in Ridgefield Park.
What are the FHA loan limits for Bergen County New Jersey?
For 2024, the FHA loan limit for a single-family home in Bergen County is $1,149,825. This amount is higher than the standard limit due to the high cost of housing in the area. Limits can change annually.
How long does the FHA loan process take in New Jersey?
The typical FHA loan process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA minimum property standards. Your specialist will guide you through each step.

FHA Loan Specialists in Other New Jersey Cities

Absecon · Asbury Park · Atlantic City · Audubon · Avenel · Barnegat · Basking Ridge · Bayonne · Belle Mead · Bergenfield · Berlin · Blackwood · Bloomfield · Boonton · Brick Township

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Jersey.

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