Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 15 fha loan specialists in Rockaway, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Frank Avallone at CrossCountry Mortgage
200 Mineral Springs Dr Ste 205, Rockaway, NJ 07866
9082165439
Anthony Avallone Mortgage Specialist
200 Mineral Springs Dr, Rockaway, NJ 07866
9089109276
Sandy Davis at CrossCountry Mortgage
200 Mineral Springs Dr Ste 205, Rockaway, NJ 07866
9736709702
Fairway Independent Mortgage Corporation
20 W Main St #3, Rockaway, NJ 07866
8622583463
Michael L. DeChristofano - CrossCountry Mortgage
200 Mineral Springs Dr Ste 205, Rockaway, NJ 07866
2014036587
Michael Loftus at CrossCountry Mortgage
200 Mineral Springs Dr Ste 205, Rockaway, NJ 07866
2672537575
Robert L Livorsi Residential & Commercial Mortgage Lender
13 Arlene Dr, Rockaway, NJ 07866
9734794786
Ryan Devore at CrossCountry Mortgage
200 Mineral Springs Dr Ste 205, Rockaway, NJ 07866
9738231300
Jeff Andrews at CrossCountry Mortgage
200 Mineral Springs Dr Suite 205, Rockaway, NJ 07866
7176786453
Jason Newcomer at CrossCountry Mortgage
200 Mineral Springs Dr Suite 205, Rockaway, NJ 07866
7174287033
Susan Lake at CrossCountry Mortgage
200 Mineral Springs Dr Ste 205, Rockaway, NJ 07866
8777731226
Kathy Arciero at CrossCountry Mortgage
200 Mineral Springs Dr Ste 205, Rockaway, NJ 07866
9738231300
Shawn Patton at CrossCountry Mortgage
200 Mineral Springs Dr Suite 205, Rockaway, NJ 07866
9084489421
Jason Thackray at CrossCountry Mortgage
200 Mineral Springs Dr Ste 205, Rockaway, NJ 07866
2152607373
Cliff Cernek at CrossCountry Mortgage
200 Mineral Springs Dr Ste 205, Rockaway, NJ 07866
8629466405
What Does a FHA Loan Specialist in Rockaway Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 0.5% to 1.0% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms. Additional costs may include an appraisal fee of $500 to $700 and a credit report fee of $30 to $50. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Rockaway New Jersey?
An FHA loan specialist in Rockaway helps you apply for an FHA-insured mortgage, explains New Jersey-specific requirements like the state's property tax proration rules, and guides you through the approval process. They also ensure your loan meets FHA guidelines and Morris County lending standards.
What are the FHA loan limits for Rockaway New Jersey in 2025?
For 2025, the FHA loan limit for a single-family home in Morris County, which includes Rockaway, is $498,257 for a standard loan. Higher limits apply for multi-unit properties. A specialist can confirm the exact amount based on current FHA guidelines.
Do I need a special license to be an FHA loan specialist in New Jersey?
Yes, in New Jersey, an FHA loan specialist must hold a valid mortgage loan originator license through the New Jersey Department of Banking and Insurance. They must also complete annual continuing education and pass a background check.