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Browse fha loan specialists serving Saddle Brook, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Saddle Brook, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Saddle Brook, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garden State Mortgage Corp.
Park 80 West Plaza Two, 250 Pehle Ave Suite 302, Saddle Brook, NJ 07663
2013515870
Chand Mortgage
131 Market St, Saddle Brook, NJ 07663
2018430090
Brian Spatz at Garden State Mortgage
Park 80 West Plaza Two, 250 Pehle Ave Suite 302, Saddle Brook, NJ 07663
5516894395
FHA loan specialists in Saddle Brook, New Jersey help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Bergen County due to lower down payment requirements and flexible credit guidelines. New Jersey law requires all mortgage loan originators to be licensed through the NMLS, ensuring borrowers work with qualified professionals.
What Does a FHA Loan Specialist in Saddle Brook Cost?
Typical costs for FHA loan specialist services in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Closing costs in New Jersey average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Saddle Brook New Jersey?
For 2024, the FHA loan limit for a single-family home in Bergen County is $1,149,825. This high limit reflects the area median home prices and applies to FHA loans in Saddle Brook.
What credit score is needed for an FHA loan in New Jersey?
Most FHA loan specialists require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there New Jersey specific requirements for FHA loans?
New Jersey does not have state-specific FHA laws, but all FHA loans must meet federal HUD guidelines. Additionally, New Jersey requires a property survey and title insurance for all mortgage transactions.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.