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Browse fha loan specialists serving Sayreville, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Sayreville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Sayreville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pamela McClellan Motto Mortgage Mentors
380 Washington Rd Suite F, Sayreville, NJ 08872
7324979674
Motto Mortgage Mentors
380 Washington Rd Suite F, Sayreville, NJ 08872
3477339254
Michael Levine Motto Mortgage Mentors
380 Washington Rd Suite F, Sayreville, NJ 08872
7322672067
FHA loan specialists in Sayreville New Jersey help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in New Jersey due to lower down payment requirements and flexible credit guidelines. Local specialists understand New Jersey specific property appraisal rules and can guide you through the state required home inspection process.
What Does a FHA Loan Specialist in Sayreville Cost?
Typical costs for FHA loan specialist services in New Jersey include an origination fee of 1 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront plus 0.55 percent annually. Closing costs in New Jersey average 2 to 5 percent of the purchase price. These costs vary based on loan size and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Sayreville New Jersey?
An FHA loan specialist is a mortgage professional who helps borrowers apply for FHA insured loans. They assist with documentation, credit review, and loan approval. In New Jersey, they must hold a state mortgage license and follow New Jersey Department of Banking and Insurance rules.
What are the FHA loan limits for Sayreville New Jersey?
For 2024, the FHA loan limit for a single family home in Middlesex County including Sayreville is $498,257. This amount is set by HUD and may change each year. A specialist can confirm the current limit for your specific property type.
Do I need a New Jersey specific FHA loan specialist?
Yes, using a specialist familiar with New Jersey laws is important. New Jersey has unique property tax rules and a state required attorney review period for real estate contracts. A local specialist understands these requirements and can help you avoid delays in the loan process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.