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Browse fha loan specialists serving Swedesboro, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Swedesboro, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Swedesboro, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NFM Lending - Swedesboro, NJ - Branch 239
1524 Kings Hwy, Swedesboro, NJ 08085
8665468663
Bill Lex at NFM Lending
1524 Kings Hwy, Swedesboro, NJ 08085
8563713474
Jerry Cook at NFM Lending
1524 Kings Hwy, Swedesboro, NJ 08085
2158370387
An FHA loan specialist in Swedesboro, New Jersey helps home buyers navigate the Federal Housing Administration loan process. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Swedesboro residents benefit from local specialists who understand Salem County property values and FHA loan limits.
What Does a FHA Loan Specialist in Swedesboro Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Swedesboro usually total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Swedesboro New Jersey?
For 2024, the FHA loan limit for a single-family home in Salem County is $498,257. This amount applies to Swedesboro and most other areas in New Jersey. Higher limits may apply for multi-unit properties.
What credit score do I need for an FHA loan in New Jersey?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. New Jersey does not have additional state credit score requirements beyond FHA rules.
Are there New Jersey specific requirements for FHA loans?
New Jersey requires all FHA loans to include a home inspection by a licensed inspector. The state also mandates that lenders provide a New Jersey specific disclosure about mortgage insurance within three business days of application. These rules are in addition to standard FHA guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.