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Find FHA Loan Specialists in Tinton Falls, NJ

Directory of fha loan specialists in Tinton Falls, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Tinton Falls, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 fha loan specialists in Tinton Falls, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Second Generation Mortgage Group
788 Shrewsbury Ave suite 106, Tinton Falls, NJ 07724
7327411933
Advisors Mortgage Group - Team Murcia
227 Newman Springs Rd, Tinton Falls, NJ 07724
7322999722
Scott Simpson at CrossCountry Mortgage
97 Apple St Suite 4&5, Tinton Falls, NJ 07724
7323859929
Champion Home Lending LLC
3600 NJ-66 #150, Tinton Falls, NJ 07753
8888474440
Francesca Anello at Advisors Mortgage Group LLC
229 Newman Springs Rd, Tinton Falls, NJ 07724
7328765203
Advisors Mortgage Group - Tinton Falls, NJ
229 Newman Springs Rd, Tinton Falls, NJ 07724
7328765203

An FHA loan specialist in Tinton Falls, New Jersey helps homebuyers navigate Federal Housing Administration insured mortgages. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local specialists understand Monmouth County housing market trends and can guide you through FHA loan limits and property requirements.

What Does a FHA Loan Specialist in Tinton Falls Cost?

Typical costs for an FHA loan specialist in New Jersey include an origination fee of 0.5% to 1.0% of the loan amount. Upfront mortgage insurance premium is 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in New Jersey average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Tinton Falls?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. They guide you through credit requirements, down payment options, and property eligibility specific to New Jersey.
What are the FHA loan limits for Tinton Falls New Jersey?
For 2024, the FHA loan limit for a single family home in Monmouth County is $1,149,825. This high limit applies because Tinton Falls is in a high cost area. Limits change annually.
Do I need a special license to work with an FHA loan specialist in New Jersey?
Yes. All mortgage loan originators in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. You can verify a specialists license on the NMLS Consumer Access website.