Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 fha loan specialists in Trenton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Procaccino
3500 Quakerbridge Rd Suite 105, Trenton, NJ 08619
6094396188
NJHMFA
637 S Clinton Ave, Trenton, NJ 08611
6092787400
New Jersey's Hardest Hit Fund
637 S Clinton Ave, Trenton, NJ 08611
8556477700
PNC Mortgage
39 W State St, Trenton, NJ 08608
6092782373
East Coast Capital
1009 N Olden Ave, Trenton, NJ 08638
6093578726
Freddie Finance Princeton Mortgage
439 Grand Ave, Trenton, NJ 08628
2152669572
Hard Money Lenders Trenton NJ
101 S Broad St, Trenton, NJ 08608
6095520924
What Does a FHA Loan Specialist in Trenton Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Additional costs may include appraisal fees of $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Trenton New Jersey?
For 2024 the FHA loan limit for a single-family home in Mercer County including Trenton is $498,257. Higher limits apply for multi-unit properties. Your specialist can confirm current limits based on the specific property type.
Do I need a New Jersey license to work with an FHA loan specialist?
Yes. Under New Jersey law all mortgage loan originators must hold a valid license from the New Jersey Department of Banking and Insurance. You can verify a specialists license through the NMLS Consumer Access website.