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Compare fha loan specialists in Wildwood. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Wildwood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Wildwood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Loans & Realty By Hennig
5406 New Jersey Ave Ste-B, Wildwood, NJ 08260
6402033393
Mark Weigle - Mortgage Loan Officer
340 W Rio Grande Ave, Wildwood, NJ 08260
6102911553
FHA loan specialists in Wildwood New Jersey assist home buyers and homeowners with Federal Housing Administration insured loans. These loans are popular for first time buyers and those with lower credit scores. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in Wildwood Cost?
FHA loan specialist fees in New Jersey typically range from 1 to 2 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in New Jersey average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Wildwood New Jersey?
An FHA loan specialist helps borrowers understand FHA loan requirements, gather documents, and submit applications to FHA approved lenders. They guide clients through New Jersey specific rules such as property condition requirements and maximum loan limits for Cape May County.
What are the FHA loan limits for Wildwood New Jersey in 2025?
For 2025 the FHA loan limit for a single family home in Cape May County is typically around $498,257 for low cost areas and up to $1,149,825 for high cost areas. A local specialist can confirm the exact limit for your specific property.
How long does the FHA loan process take in New Jersey?
The typical FHA loan process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA minimum property standards or if appraisal issues arise.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.