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Find Mortgage Refinance Companies Near You in Twin Falls, ID

Looking for a mortgage refinance company in Twin Falls? Review the directory below to compare your options.

19 agents listed
Updated June 2026
Twin Falls, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 19 mortgage refinance companies in Twin Falls, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Debbie Owen
1411 N College Rd Suite 300, Twin Falls, ID 83301
(208) 732-0845 branches.guildmortgage.com
Jacy Pool - Premier Mortgage Resources, LLC
175 Blue Lakes Blvd N, Twin Falls, ID 83301
(208) 308-9557 homeloanswithjacy.com
Fulcrum Home Loans | Twin Falls Magic Valley Branch
1411 Falls Ave E Suite 209, Twin Falls, ID 83301
(208) 405-5659 homeloanstwinfalls.com
Planet Home Lending, LLC - Twin Falls
1166 Eastland Dr N Suite C, Twin Falls, ID 83301
(208) 544-5230 planethomelending.com
Cornerstone Home Lending - Luis & Karina Valadez
1445 Fillmore St # 1102, Twin Falls, ID 83301
(208) 724-7593 lendingwithkl.com
Cornerstone Home Lending - Amy Dussett
1445 Fillmore Ave N Suite 1102, Twin Falls, ID 83301
(208) 731-1100 houseloan.com
Guild Mortgage Company
1411 N College Rd Suite 300, Twin Falls, ID 83301
(208) 732-0840 branches.guildmortgage.com
Kristie Shobe
647 Filer Ave #101, Twin Falls, ID 83301
(888) 589-4416 movement.com
Eddee Gallegos | Premier Mortgage Resources, NMLS 186671
175 Blue Lakes Blvd N, Twin Falls, ID 83301
(208) 420-0273 pmrloans.com
Premier Mortgage Resources - Trish Gomes
175 Blue Lakes Blvd N, Twin Falls, ID 83301
(208) 420-3069 trishgomes.floify.com
Anna Leija-Valdez | Premier Mortgage Resources, LLC NMLS 1654380
175 Blue Lakes Blvd N, Twin Falls, ID 83301
(208) 358-5727 annaleijavaldez.floify.com
BluPrint Home Loans
147 Main Ave. E, Twin Falls, ID 83301
(208) 575-3575 bluprinthomeloans.com
Tyler Newton - SecurityNational Mortgage Company Loan Officer
205 Shoshone St N #202, Twin Falls, ID 83301
(208) 404-6528 mortgage.snmc.com
Guild Mortgage - Teri Adams
1411 N College Rd Suite 300, Twin Falls, ID 83301
(208) 944-3267 branches.guildmortgage.com
Movement Mortgage
647 Filer Ave #101, Twin Falls, ID 83301
(208) 734-4620 movement.com
Mountain West Bank - Residential Lending Center
1411 Falls Ave E #115, Twin Falls, ID 83301
(208) 733-8800 mountainwestbank.com
Mortgage Center - ICCU
213 Cheney Dr W Ste 103, Twin Falls, ID 83301
(208) 733-4777 iccu.com
Guild Mortgage - Derrik Brinkman
1411 N College Rd #300, Twin Falls, ID 83301
(208) 732-0843 branches.guildmortgage.com
Nora Kent
1411 N College Rd #300, Twin Falls, ID 83301
(208) 732-0846

Mortgage refinance companies in Twin Falls Idaho help homeowners lower their interest rate or change loan terms. Idaho law does not require a specific waiting period after purchase to refinance. Local lenders understand the Magic Valley real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Twin Falls Cost?

Typical costs for a mortgage refinance in Twin Falls Idaho include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Twin Falls Idaho?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Idaho lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Idaho?
A standard refinance in Idaho usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there Idaho specific laws for mortgage refinancing?
Idaho is a non judicial foreclosure state, so refinance terms must comply with state lending laws. There is no state law capping refinance fees, but federal Truth in Lending rules apply.

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