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Find Mortgage Refinance Companies in Florissant, MO

Compare mortgage refinance companies in Florissant. Review contact information and insurance categorys before you decide.

14 agents listed
Updated June 2026
Florissant, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 14 mortgage refinance companies in Florissant, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Missouri Title Loans, Inc.
12695 New Halls Ferry Road, Florissant, MO 63033
(314) 831-0217 missourititleloansinc.com
West Community Credit Union - Florissant
Shopping Center, 18 Mullanphy Ln, Florissant, MO 63031
(636) 720-2400 westcommunitycu.org
Guild Mortgage - Amanda Lehr Dempsey
629 Rue St. Francois St, Florissant, MO 63031
(314) 706-0274 branches.guildmortgage.com
Together Credit Union
1075 N Hwy 67, Florissant, MO 63031
(314) 972-5000 togethercu.org
Ardmore Finance Corp.
1758 N New Florissant Rd, Florissant, MO 63033
(314) 838-6464 moneywhenuneedit.com
Regional Finance
3401 N Hwy 67, Florissant, MO 63033
(314) 733-9766 branches.regionalfinance.com
Guild Mortgage - Jessica Barber
629 Rue St. Francois St, Florissant, MO 63031
(636) 978-8180 branches.guildmortgage.com
Mortgage, Bank of America
14300 New Halls Ferry Road, Florissant, MO 63033
(314) 312-0917 bankofamerica.com
Guild Mortgage Company
629 Rue St. Francois St, Florissant, MO 63031
(314) 744-5530 branches.guildmortgage.com
Unified Mortgage
160 Manion Park Dr, Florissant, MO 63031
(314) 390-1925
US Bank Mortgage
Florissant, MO 63033
(800) 872-2657 usbank.com
mortgageprecheck.com
1285 Acredale Dr, Florissant, MO 63033
(917) 653-7837
Commerce Bank Mortgage
8190 N Lindbergh Blvd Suite 1100, Florissant, MO 63031
(844) 340-2574 commercebank.com
Hard Money Lenders Florissant MO
100 St Francois St, Florissant, MO 63031
(314) 701-8221

A mortgage refinance company in Florissant Missouri helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change the loan term. Missouri law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront.

What Does a Mortgage Refinance Company in Florissant Cost?

Typical costs for a mortgage refinance in Missouri range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, origination fees of 0.5 to 1 percent, and title insurance costs around 500 to 1000 dollars. Closing costs also include recording fees and taxes. Note that these are general estimates and actual costs vary by lender, loan type, and property location. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Florissant Missouri?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Missouri lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Florissant Missouri?
Most refinances close in 30 to 45 days. Missouri law does not set a specific timeline, but lenders must follow federal rules for disclosure and waiting periods.
Can I refinance a mortgage with bad credit in Florissant Missouri?
Yes, but you may face higher interest rates or stricter terms. Missouri does not have a minimum credit score law for refinancing, so each lender sets its own requirements.

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