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Compare Mortgage Refinance Companies in O'Fallon, MO

Browse mortgage refinance companies serving O'Fallon, Missouri. Contact information and addresses listed below.

20 agents listed
Updated May 2026
O'Fallon, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 mortgage refinance companies in O'Fallon, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
947 Waterbury Falls Dr, O'Fallon, MO 63368
6366144599
Cross Country Mortgage - Melisa Jones
111 Ungerboeck Park Suite 200, O'Fallon, MO 63368
6364399265
Dan Main
947 Waterbury Falls Dr, O'Fallon, MO 63368
6362844144
Mortgage Partner's Group L.L.C.
121 Triad Center W, O'Fallon, MO 63366
3144220649
FasterFunds Lending | Hard Money Lending for St. Louis, MO Area
830 Waterbury Falls Dr # 201, O'Fallon, MO 63368
6362234262
New American Funding - Sheri Ryan
2299 Technology Dr, O'Fallon, MO 63368
6363571393
New American Funding - Jon Gonzalez
1012 Rondale Ct, O'Fallon, MO 63368
3143002907
Jim Weston - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
6367340565
New American Funding - Vance Wallace
2299 Technology Dr Suite 310, O'Fallon, MO 63368
6363855992
STL Loan Advisors
2528 State Hwy K Suite 204F, O'Fallon, MO 63368
2176915400
Lynne Schlereth - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
3145048426
Wyatt Ragar - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
3144130202
Melissa Gibbons - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
3144849453
New American Funding - O'Fallon, MO
2299 Technology Dr Suite 310, O'Fallon, MO 63368
6362055223
New American Funding - Brandon Mathis
1012 Rondale Ct, O'Fallon, MO 63368
6363873830
American Nationwide Funding
58 Crossroads Plaza, O'Fallon, MO 63368
6365309700
New American Funding - Erin Theobald
830 Waterbury Falls Dr ste 201 & 200, O'Fallon, MO 63368
6365411900
Mortgage 143
300 Fort Zumwalt Square # 111, O'Fallon, MO 63366
3143070369
Preferred Rate - O'Fallon
3018 Winghaven Blvd, O'Fallon, MO 63368
3145961182
Mitch Richards - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
5737772306

A mortgage refinance company in O'Fallon Missouri helps homeowners lower their interest rate or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand St. Charles County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in O'Fallon Cost?

Typical costs for a mortgage refinance in Missouri range from 2% to 5% of the loan amount. For a $200,000 loan, this means $4,000 to $10,000 in fees. Common charges include an appraisal fee of $400 to $600, origination fees, and title insurance. Missouri also requires recording fees that vary by county. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in O'Fallon Missouri?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Missouri lenders may also request proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri closes in 30 to 45 days. Delays can happen if the appraisal or title search takes longer than expected.