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Find Mortgage Refinance Companies in O'Fallon, MO

Browse mortgage refinance companies serving O'Fallon, Missouri. Contact information and addresses listed below.

20 agents listed
Updated June 2026
O'Fallon, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 20 mortgage refinance companies in O'Fallon, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
947 Waterbury Falls Dr, O'Fallon, MO 63368
(636) 614-4599 flatbranchhomeloans.com
Cross Country Mortgage - Melisa Jones
111 Ungerboeck Park Suite 200, O'Fallon, MO 63368
(636) 439-9265 loanswithjones.com
Dan Main
947 Waterbury Falls Dr, O'Fallon, MO 63368
(636) 284-4144 danmain.com
Mortgage Partner's Group L.L.C.
121 Triad Center W, O'Fallon, MO 63366
(314) 422-0649 mpglending.com
FasterFunds Lending | Hard Money Lending for St. Louis, MO Area
830 Waterbury Falls Dr # 201, O'Fallon, MO 63368
(636) 223-4262 fasterfundslending.com
New American Funding - Sheri Ryan
2299 Technology Dr, O'Fallon, MO 63368
(636) 357-1393 newamericanfunding.com
New American Funding - Jon Gonzalez
1012 Rondale Ct, O'Fallon, MO 63368
(314) 300-2907 newamericanfunding.com
Jim Weston - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
(636) 734-0565 preferredrate.com
New American Funding - Vance Wallace
2299 Technology Dr Suite 310, O'Fallon, MO 63368
(636) 385-5992 newamericanfunding.com
STL Loan Advisors
2528 State Hwy K Suite 204F, O'Fallon, MO 63368
(217) 691-5400 stlloanadvisors.com
Lynne Schlereth - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
(314) 504-8426 preferredrate.com
Wyatt Ragar - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
(314) 413-0202 preferredrate.com
Melissa Gibbons - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
(314) 484-9453 preferredrate.com
New American Funding - O'Fallon, MO
2299 Technology Dr Suite 310, O'Fallon, MO 63368
(636) 205-5223 newamericanfunding.com
New American Funding - Brandon Mathis
1012 Rondale Ct, O'Fallon, MO 63368
(636) 387-3830 newamericanfunding.com
American Nationwide Funding
58 Crossroads Plaza, O'Fallon, MO 63368
(636) 530-9700 anfmortgage.com
New American Funding - Erin Theobald
830 Waterbury Falls Dr ste 201 & 200, O'Fallon, MO 63368
(636) 541-1900 newamericanfunding.com
Mortgage 143
300 Fort Zumwalt Square # 111, O'Fallon, MO 63366
(314) 307-0369 mortgage143.com
Preferred Rate - O'Fallon
3018 Winghaven Blvd, O'Fallon, MO 63368
(314) 596-1182 preferredrate.com
Mitch Richards - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
(573) 777-2306 preferredrate.com

A mortgage refinance company in O'Fallon Missouri helps homeowners lower their interest rate or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand St. Charles County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in O'Fallon Cost?

Typical costs for a mortgage refinance in Missouri range from 2% to 5% of the loan amount. For a $200,000 loan, this means $4,000 to $10,000 in fees. Common charges include an appraisal fee of $400 to $600, origination fees, and title insurance. Missouri also requires recording fees that vary by county. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in O'Fallon Missouri?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Missouri lenders may also request proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri closes in 30 to 45 days. Delays can happen if the appraisal or title search takes longer than expected.
Are there Missouri laws that affect refinancing?
Yes. Missouri has a 3-day right of rescission for most refinances. This means you can cancel the loan within three business days after signing without penalty.

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