ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies in Springfield, MO
Looking for a mortgage refinance company in Springfield? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Springfield, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 mortgage refinance companies in Springfield, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
3100 S National Ave #101, Springfield, MO 65807
4177089250
Flat Branch Home Loans
4350 S National Ave a100, Springfield, MO 65810
4178770250
The Chavez Team - Cross Country Mortgage
1911 S National Ave Suite 104, Springfield, MO 65804
4177084207
Adam Swenka Team, Mortgage Lender NMLS #932959
4350 S National Ave, Springfield, MO 65810
4175129978
Gershman Mortgage Springfield, MO
1557 E Primrose St #100, Springfield, MO 65804
4178880320
Alex Carriker | Highlands Residential Mortgage, Ltd.
1465 E Primrose St Suite B, Springfield, MO 65804
4172097463
PrimeLending, A PlainsCapital Company - Springfield
3000 E Chestnut Expressway B, Springfield, MO 65802
4176160777
Cross Country Mortgage Andy Heffner
1911 S National Ave Suite 104, Springfield, MO 65804
7125412858
Langley Mortgage Team
1557 E Primrose St, Springfield, MO 65804
4178398723
First Residential Independent Mortgage
1930 W Bennett St #100, Springfield, MO 65807
8009068960
Joshua J Duda - Flat Branch Home Loans
4350 S National Ave Suite A-100, Springfield, MO 65810
4173923852
Cole Keeling-USA Mortgage
3100 S National Ave #101, Springfield, MO 65807
5733564150
Derek Chaney - MidMo Bank Mortgage Lender - NMLS 1449959
3546 E Sunshine St, Springfield, MO 65809
4179868468
Paul Eckert Mortgage
3550 S National Ave, Springfield, MO 65807
3149102535
Home Mortgage Group, INC
4200 S Quail Creek Ave, Springfield, MO 65810
4179425250
USA Mortgage | Christi Bukaty
3100 S National Ave #100, Springfield, MO 65804
4172070609
Guild Mortgage - Megan Finn
3520 S Culpepper Cir A, Springfield, MO 65804
4172345346
1st Team Mortgage, LLC
1525 E Republic Rd Suite 120, Springfield, MO 65804
5732188050
Key & Compass Team - Shay Yates
3745 S Fremont Ave ste b office 4, Springfield, MO 65804
4178492430
Guild Mortgage - Stephanie D Jackson
3520 S Culpepper Cir A, Springfield, MO 65804
9183271919
Mortgage refinance companies in Springfield Missouri help homeowners lower their interest rates or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Springfield real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Springfield Cost?
Typical costs for a mortgage refinance in Springfield Missouri range from 2% to 5% of the loan amount. For a $200,000 loan, closing costs might be $4,000 to $10,000. These costs include appraisal fees, title insurance, and lender origination fees. Some lenders offer no-closing-cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Springfield Missouri?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Missouri lenders may also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.
Are there Missouri specific laws about refinance closing costs?
Missouri does not cap refinance closing costs, but lenders must follow federal Truth in Lending Act rules. You have the right to review the Closing Disclosure three days before signing.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Springfield who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.