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Compare mortgage refinance companies in St Joseph. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
St Joseph, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 mortgage refinance companies in St Joseph, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Clear Lake
1311 N Belt Hwy Suite A, St Joseph, MO 64506
8168833028
Amanda Lundy-U.S. Bank Mortgage
2701 S Belt Hwy, St Joseph, MO 64503
8163855642
American Portfolio Mortgage Corporation
3715 Beck Rd Building C Suite 303, St Joseph, MO 64505
8163649300
US Bank Mortgage
800 N Belt Hwy, St Joseph, MO 64506
8008722657
Commerce Bank Mortgage
3606 Frederick Ave, St Joseph, MO 64506
8443402574
PrimeLending, A PlainsCapital Company: Chad Severe
3827 Beck Rd A, St Joseph, MO 64506
8168833926
UMB Mortgage Loan Services
3601 Mitchell Ave, St Joseph, MO 64507
8162338284
Jennifer L Dixon | Fairway Independent Mortgage Corporation Branch Manager
1807 N Woodbine Rd Suite C, St Joseph, MO 64506
8163908898
US Bank Mortgage
3115 Ashland Ave, St Joseph, MO 64506
8008722657
PrimeLending, A PlainsCapital Company: Daisy Frisch
3827 Beck Rd A, St Joseph, MO 64506
8162943299
US Bank Mortgage
2701 S Belt Hwy, St Joseph, MO 64503
8008722657
Flanagan State Bank Mortgage
Buchanan County, 3723 Beck Rd, St Joseph, MO 64501
6602541237
A mortgage refinance company in St Joseph Missouri helps homeowners replace their existing home loan with a new one. Missouri law requires lenders to provide a clear Loan Estimate within three business days of application. Local refinance companies can guide you through options like rate-and-term refinancing or cash-out refinancing.
What Does a Mortgage Refinance Company in St Joseph Cost?
Typical costs for a mortgage refinance in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for mortgage refinance in St Joseph Missouri?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Missouri lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.