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Compare Mortgage Refinance Companies in St Joseph, MO

Browse mortgage refinance companies serving St Joseph, Missouri. Contact information and addresses listed below.

20 agents listed
Updated June 2026
St Joseph, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 20 mortgage refinance companies in St Joseph, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendNation
1409 Frederick Ave, St Joseph, MO 64501
(816) 232-2221 lendnation.com
Fairway Independent Mortgage Corporation
1807 N Woodbine Rd Suite C, St Joseph, MO 64506
(816) 390-8898 chadmortgages.com
Security Finance
2115 N Belt Hwy STE F, St Joseph, MO 64506
(816) 279-3638 securityfinance.com
Goetz Credit Union
1905 Howard St, St Joseph, MO 64501
(816) 232-8754 goetzcu.com
Debbie Keller Mahoney | Fairway Independent Mortgage Corporation Loan Officer
1807 N Woodbine Rd Suite C, St Joseph, MO 64506
(816) 396-5313 dmahoneyhomeloans.com
Tower Loan
2608 N Belt Hwy, St Joseph, MO 64506
(816) 364-2118 towerloan.com
OneMain Financial
3007 N Belt Hwy #104d, St Joseph, MO 64506
(816) 279-4777 onemainfinancial.com
Lendmark Financial Services LLC
139 N Belt Hwy suite h, St Joseph, MO 64506
(816) 558-6060 lendmarkfinancial.com
PrimeLending, A PlainsCapital Company - Clear Lake
1311 N Belt Hwy Suite A, St Joseph, MO 64506
(816) 883-3028 lo.primelending.com
Amanda Lundy-U.S. Bank Mortgage
2701 S Belt Hwy, St Joseph, MO 64503
(816) 385-5642 mortgage.usbank.com
American Portfolio Mortgage Corporation
3715 Beck Rd Building C Suite 303, St Joseph, MO 64505
(816) 364-9300 stjoseph.goapmc.com
US Bank Mortgage
800 N Belt Hwy, St Joseph, MO 64506
(800) 872-2657 usbank.com
Commerce Bank Mortgage
3606 Frederick Ave, St Joseph, MO 64506
(844) 340-2574 commercebank.com
PrimeLending, A PlainsCapital Company: Chad Severe
3827 Beck Rd A, St Joseph, MO 64506
(816) 883-3926 chadsevere.com
UMB Mortgage Loan Services
3601 Mitchell Ave, St Joseph, MO 64507
(816) 233-8284 locations.umb.com
Jennifer L Dixon | Fairway Independent Mortgage Corporation Branch Manager
1807 N Woodbine Rd Suite C, St Joseph, MO 64506
(816) 390-8898 stjoehomeloans.com
US Bank Mortgage
3115 Ashland Ave, St Joseph, MO 64506
(800) 872-2657 usbank.com
PrimeLending, A PlainsCapital Company: Daisy Frisch
3827 Beck Rd A, St Joseph, MO 64506
(816) 294-3299 lo.primelending.com
US Bank Mortgage
2701 S Belt Hwy, St Joseph, MO 64503
(800) 872-2657 usbank.com
Flanagan State Bank Mortgage
Buchanan County, 3723 Beck Rd, St Joseph, MO 64501
(660) 254-1237 fsbmortgageloans.com

A mortgage refinance company in St Joseph Missouri helps homeowners replace their existing home loan with a new one. Missouri law requires lenders to provide a clear Loan Estimate within three business days of application. Local refinance companies can guide you through options like rate-and-term refinancing or cash-out refinancing.

What Does a Mortgage Refinance Company in St Joseph Cost?

Typical costs for a mortgage refinance in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for mortgage refinance in St Joseph Missouri?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Missouri lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search takes longer than expected.

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