Compare Mortgage Refinance Companies in St. Louis, MO
Directory of mortgage refinance companies in St. Louis, Missouri. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Missouri before hiring.
Showing 20 mortgage refinance companies in St. Louis, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in St. Louis Cost?
Typical costs for refinancing a mortgage in St. Louis range from 2% to 6% of the loan amount. This includes an appraisal fee of $400 to $600, title search and insurance of $500 to $1,000, and lender origination fees of 0.5% to 1% of the loan. Missouri also charges a state documentary stamp tax of $0.115 per $100 of the loan amount. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in St. Louis?
The refinance process in Missouri usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed. Your lender must provide a Loan Estimate within three business days of your application.
Do I need a home appraisal to refinance in Missouri?
Most lenders in St. Louis require a home appraisal to determine the current property value. However, some government-backed loans like FHA streamline refinancing may waive this requirement. Check with your lender for specific appraisal rules.