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Compare Mortgage Refinance Companies in St. Louis, MO
Compare mortgage refinance companies in St. Louis. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
St. Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 mortgage refinance companies in St. Louis, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
12140 Woodcrest Executive Dr #150, St. Louis, MO 63141
3146282000
First Integrity Team of Supreme Lending
1807 Park 270 Dr Ste. 265, St. Louis, MO 63146
3148787900
Golden Oak Lending
11737 Administration Dr, St. Louis, MO 63146
3145674653
New American Funding - St Louis - Olive, MO
12312 Olive Blvd Suite 240, St. Louis, MO 63141
3142746312
Better Rate Mortgage - Mortgage Lender
1118 Hampton Ave, St. Louis, MO 63139
3143619979
Stuart's American Mortgage Corporation St. Louis
9520 Lackland Rd, St. Louis, MO 63114
3144230351
Paramount Bank, Mortgage Headquarters
622 Emerson Rd ste 325, St. Louis, MO 63141
3143724300
Pinnacle Real Estate Advisor Home Loans
2020 Marconi Ave, St. Louis, MO 63110
3144975037
The Home Loan Expert
1600 S Brentwood Blvd #700, St. Louis, MO 63144
3147819700
Fairway Independent Mortgage Corporation
12125 Woodcrest Executive Dr #330, St. Louis, MO 63141
3145289310
Matt Quinn at Neighborhood Loans (NMLS #1408055)
9812 Manchester Rd, St. Louis, MO 63119
5738224867
US Wide Financial
2200 W Port Plaza Dr #312, St. Louis, MO 63146
8883608794
Steve Dieckhaus - Mortgage Advisor
12851 Manchester Rd Suite 100, St. Louis, MO 63131
6366346078
PrimeLending, A PlainsCapital Company - St Louis
6 Cardinal Wy Suite 900, Office 60, St. Louis, MO 63102
3145293700
Molly Call - USA Mortgage
13100 Manchester Rd # 100, St. Louis, MO 63131
3143971423
Alternative Mortgage Solutions, Inc
South Building, 10000 Watson Rd, St. Louis, MO 63126
3148351195
Robert Heideman - Delmar Mortgage
1066 Executive Pkwy Dr #100, St. Louis, MO 63141
3145425108
Mortgage Solutions of St. Louis
9849 Manchester Rd, St. Louis, MO 63119
3149639648
David Luxton -USA Mortgage
12140 Woodcrest Executive Dr #150, St. Louis, MO 63141
3145783949
Nations Lending - St. Louis, MO Branch - NMLS: 2408027
12851 Manchester Rd Suite 100, St. Louis, MO 63131
6366346078
A mortgage refinance company in St. Louis Missouri helps homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. Missouri law requires lenders to follow the Missouri Revised Statutes Chapter 443 for mortgage transactions and provide clear disclosures to borrowers.
What Does a Mortgage Refinance Company in St. Louis Cost?
Typical costs for refinancing a mortgage in St. Louis range from 2% to 6% of the loan amount. This includes an appraisal fee of $400 to $600, title search and insurance of $500 to $1,000, and lender origination fees of 0.5% to 1% of the loan. Missouri also charges a state documentary stamp tax of $0.115 per $100 of the loan amount. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in St. Louis?
The refinance process in Missouri usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed. Your lender must provide a Loan Estimate within three business days of your application.
Do I need a home appraisal to refinance in Missouri?
Most lenders in St. Louis require a home appraisal to determine the current property value. However, some government-backed loans like FHA streamline refinancing may waive this requirement. Check with your lender for specific appraisal rules.
Can I refinance a mortgage if I have bad credit in Missouri?
Yes, you can refinance with bad credit in Missouri, but options may be limited. FHA loans allow credit scores as low as 580, and VA loans have no minimum score. Expect higher interest rates and stricter terms with lower credit.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.