Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 3 mortgage refinance companies in Coventry, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jonathan Boukarim (Mortgage Broker), Barrett Financial RI (Rhode Island)
21 Trafford Park Dr, Coventry, RI 02816
4014439571
RI Mortgage Brokers
21 Trafford Park Dr, Coventry, RI 02816
4014439571
Bouk Mortgage (Mortgage Broker) Rhode Island
21 Trafford Park Dr, Coventry, RI 02816
8005732416
What Does a Mortgage Refinance Company in Coventry Cost?
Typical costs for a mortgage refinance in Rhode Island include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $200 to $400. Closing costs generally range from 2% to 5% of the loan amount. Rhode Island also charges a documentary stamp tax of about $1.15 per $500 of the loan value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Coventry Rhode Island?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law mandates a three-day rescission period after signing, giving you time to cancel if needed.
Are there specific Rhode Island laws for mortgage refinancing?
Yes, the Rhode Island Mortgage Broker Act requires lenders to be licensed and to provide a Good Faith Estimate of costs. Also, Rhode Island has a 1% to 2% state documentary stamp tax on the refinance amount.