Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 4 mortgage refinance companies in East Providence, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Province Mortgage Associates, Inc.
50 Office Pkwy, East Providence, RI 02914
4014904400
Ava Martinelli, Mortgage Professional NMLS #23267
50 Office Pkwy, East Providence, RI 02914
4012250042
Rhonda DelSignore Mulligan, Mortgage Professional
50 Office Pkwy, East Providence, RI 02914
4014800462
Embrace Home Loans - East Providence, RI
50 Jordan St suite 200, East Providence, RI 02914
4013443050
What Does a Mortgage Refinance Company in East Providence Cost?
Typical costs for a mortgage refinance in Rhode Island include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $200 to $400. Closing costs generally range from 2% to 5% of the loan amount. These costs vary based on your loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in East Providence?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal is slow or if additional documents are needed.
Are there Rhode Island laws that affect mortgage refinancing?
Yes, Rhode Island has a three-day right of rescission for most refinances, allowing you to cancel the loan after signing. The state also requires lenders to disclose all fees upfront under the Rhode Island Mortgage Broker Act.