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Compare mortgage refinance companies in Middletown. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 9 mortgage refinance companies in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Middletown, RI
25 Enterprise Center, Middletown, RI 02842
8003333004
Matthew Kelly
47 Valley Rd, Middletown, RI 02842
4015789607
Noah Anacleto
1100 Aquidneck Ave, Middletown, RI 02842
4018474747
Sako Boghossian
6 W Marlborough St, Middletown, RI 02842
4013524968
Anthony Desano - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
4017875595
Christopher Keefe
47 Valley Rd, Middletown, RI 02842
4016625816
Newport Mortgage LLC
55 John Clarke Rd Unit A16, Middletown, RI 02842
4014199771
Total Mortgage Middletown NMLS #2643781
26 Valley Rd STE 203, Middletown, RI 02842
4016621491
Jake McKay - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
4014871000
Middletown homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. Rhode Island law requires lenders to provide a Good Faith Estimate within three days of application. Local companies in Middletown understand the Newport County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Middletown Cost?
Typical costs for a mortgage refinance in Rhode Island range from 2,000 to 5,000 dollars. This includes lender origination fees, appraisal costs, title search fees, and the Rhode Island mortgage recording tax. The exact amount depends on your loan size and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Middletown Rhode Island?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Rhode Island lenders may also require proof of homeowners insurance and a property appraisal. Each company has its own list of required documents.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected. Your lender must provide a closing disclosure at least three business days before closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.