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Compare Mortgage Refinance Companies in Newport, RI

Compare mortgage refinance companies in Newport. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
Newport, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 6 mortgage refinance companies in Newport, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage Corporation
23 Powel Ave Suite A, Newport, RI 02840
(800) 354-1149 waterstonemortgage.com
Longbridge Financial, LLC - Carol Miller - Reverse Mortgages
8 Red Cross Ave, Newport, RI 02840
(401) 406-1247 agents.longbridge-financial.com
Atlantic Home Loans
210 Bellevue Ave 2nd Floor, Newport, RI 02840
(401) 366-4502
Nicholas Brownell - Total Mortgage, NMLS #918783
117 Bellevue Ave Suite 200, Newport, RI 02840
(401) 662-1491 totalmortgage.com
Ben Wauters Total Mortgage NMLS# 2071087
137 Broadway, Newport, RI 02840
(401) 330-8938 totalmortgage.com
Shamrock Home Loans - Newport
6 W Marlborough St, Newport, RI 02840
(401) 438-0202

A mortgage refinance company in Newport Rhode Island can help you adjust your home loan terms or lower your interest rate. Rhode Island law requires lenders to provide a clear disclosure of all fees within three business days of your application. Local companies understand the unique housing market in Newport and can guide you through the refinancing process.

What Does a Mortgage Refinance Company in Newport Cost?

Typical costs for a mortgage refinance in Rhode Island range from 2 to 5 percent of the loan amount. For a 300,000 dollar loan, this means 6,000 to 15,000 dollars in fees. These fees include appraisal costs around 400 to 600 dollars, title search fees of 200 to 400 dollars, and lender origination charges. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Newport?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders may also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Rhode Island laws that affect refinancing costs?
Yes, Rhode Island requires lenders to provide a Loan Estimate within three business days of your application. This document lists all estimated costs, including origination fees and third-party charges.

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