Mortgage Refinance Companies in Cranston, RI
Compare mortgage refinance companies in Cranston. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 16 mortgage refinance companies in Cranston, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Cranston Cost?
Typical costs for a mortgage refinance in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,000. Closing costs in Cranston generally range from 2% to 5% of the loan principal. These amounts vary based on your loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Cranston?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a copy of your current mortgage note and a property appraisal.
How long does a typical mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Rhode Island specific laws for mortgage refinancing?
Yes. Rhode Island law requires lenders to provide a Loan Estimate within three business days of application. The state also has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty.