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Compare Mortgage Refinance Companies in Cumberland, RI
Browse mortgage refinance companies serving Cumberland, Rhode Island. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Cumberland, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 6 mortgage refinance companies in Cumberland, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Navigant Credit Union
3291 Mendon Rd, Cumberland, RI 02864
4012334700
Louis Ciccia, Mortgage Lender
2352 Mendon Rd unit 17, Cumberland, RI 02864
4015457704
American Nationwide Mortgage
2122, 2352 Mendon Rd #17, Cumberland, RI 02864
4014748453
Home Loan Investment Bank, FSB
2155 Diamond Hill Rd, Cumberland, RI 02864
4012582096
Steven Keough at Citywide (NMLS #20666)
2352 Mendon Rd Unit 17, Cumberland, RI 02864
4016480901
Washington Trust
1900 Mendon Rd, Cumberland, RI 02864
4015323470
Mortgage refinance companies in Cumberland Rhode Island help homeowners adjust their loan terms or lower their interest rates. Rhode Island law requires lenders to provide a clear disclosure of fees and terms within three business days of application. Local companies understand the Cumberland real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Cumberland Cost?
Typical costs for a mortgage refinance in Rhode Island range from 2 percent to 5 percent of the loan amount. For a 200000 dollar loan, this means 4000 to 10000 dollars in fees. Costs include an appraisal fee of 400 to 600 dollars, loan origination fees, and title insurance. Rhode Island also charges a state documentary stamp tax of 0.0023 per dollar borrowed. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Cumberland Rhode Island?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Rhode Island lenders also require a property appraisal. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a Loan Estimate within three business days of your application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.