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Directory of reverse mortgage specialists in St Joseph, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
St Joseph, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 reverse mortgage specialists in St Joseph, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Clear Lake
1311 N Belt Hwy Suite A, St Joseph, MO 64506
8168833028
Amanda Lundy-U.S. Bank Mortgage
2701 S Belt Hwy, St Joseph, MO 64503
8163855642
American Portfolio Mortgage Corporation
3715 Beck Rd Building C Suite 303, St Joseph, MO 64505
8163649300
Gertsema Wealth Advisors
2425 N Woodbine Rd Suite B & E, St Joseph, MO 64506
8162595060
US Bank Mortgage
800 N Belt Hwy, St Joseph, MO 64506
8008722657
Commerce Bank Mortgage
3606 Frederick Ave, St Joseph, MO 64506
8443402574
Debbie Mahoney
1807 N Woodbine Rd, St Joseph, MO 64506
8163965313
Jennifer L Dixon | Fairway Independent Mortgage Corporation Branch Manager
1807 N Woodbine Rd Suite C, St Joseph, MO 64506
8163908898
PrimeLending, A PlainsCapital Company: Chad Severe
3827 Beck Rd A, St Joseph, MO 64506
8168833926
US Bank Mortgage
2701 S Belt Hwy, St Joseph, MO 64503
8008722657
PrimeLending, A PlainsCapital Company: Daisy Frisch
3827 Beck Rd A, St Joseph, MO 64506
8162943299
US Bank Mortgage
3115 Ashland Ave, St Joseph, MO 64506
8008722657
UMB Mortgage Loan Services
3601 Mitchell Ave, St Joseph, MO 64507
8162338284
Flanagan State Bank Mortgage
Buchanan County, 3723 Beck Rd, St Joseph, MO 64501
6602541237
What Does a Reverse Mortgage Specialist in St Joseph Cost?
Typical costs for a reverse mortgage in Missouri include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value upfront plus 0.5 percent annually, and third-party fees for appraisal title search and recording. For a home valued at 200000 dollars total closing costs often range from 5000 to 10000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in St Joseph Missouri?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan. Missouri law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in St Joseph?
No, but you must have significant equity in the home. Any existing mortgage or liens must be paid off with the reverse mortgage proceeds. Missouri law requires the home to be your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.