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Compare Reverse Mortgage Specialists in St. Louis, MO
Looking for a reverse mortgage specialist in St. Louis? Review the directory below to compare your options.
20 agents listed
Updated May 2026
St. Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 reverse mortgage specialists in St. Louis, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
12140 Woodcrest Executive Dr #150, St. Louis, MO 63141
3146282000
First Integrity Team of Supreme Lending
1807 Park 270 Dr Ste. 265, St. Louis, MO 63146
3148787900
Golden Oak Lending
11737 Administration Dr, St. Louis, MO 63146
3145674653
New American Funding - St Louis - Olive, MO
12312 Olive Blvd Suite 240, St. Louis, MO 63141
3142746312
Better Rate Mortgage - Mortgage Lender
1118 Hampton Ave, St. Louis, MO 63139
3143619979
Stuart's American Mortgage Corporation St. Louis
9520 Lackland Rd, St. Louis, MO 63114
3144230351
Pinnacle Real Estate Advisor Home Loans
2020 Marconi Ave, St. Louis, MO 63110
3144975037
The Home Loan Expert
1600 S Brentwood Blvd #700, St. Louis, MO 63144
3147819700
Fairway Independent Mortgage Corporation
12125 Woodcrest Executive Dr #330, St. Louis, MO 63141
3145289310
The Iverson Group
9812 Manchester Rd, St. Louis, MO 63119
3146589400
US Wide Financial
2200 W Port Plaza Dr #312, St. Louis, MO 63146
8883608794
PrimeLending, A PlainsCapital Company - St Louis
6 Cardinal Wy Suite 900, Office 60, St. Louis, MO 63102
3145293700
Alternative Mortgage Solutions, Inc
South Building, 10000 Watson Rd, St. Louis, MO 63126
3148351195
Robert Heideman - Delmar Mortgage
1066 Executive Pkwy Dr #100, St. Louis, MO 63141
3145425108
Mortgage Solutions of St. Louis
9849 Manchester Rd, St. Louis, MO 63119
3149639648
David Luxton -USA Mortgage
12140 Woodcrest Executive Dr #150, St. Louis, MO 63141
3145783949
Bob Rutledge, Mortgage Lender NMLS #297044
12312 Olive Blvd Suite 240, St. Louis, MO 63141
3149139678
Derek Jackson-USA Mortgage
12140 Woodcrest Executive Dr #150, St. Louis, MO 63141
3143753613
New American Funding - Brandon Smith
10024 Office Center Ave Ste. 200, St. Louis, MO 63128
3144718509
Guild Mortgage - Zoran Ponjevic
4643 Gravois Ave, St. Louis, MO 63116
3143533000
A reverse mortgage specialist in St. Louis Missouri helps homeowners aged 62 and older convert part of their home equity into tax-free funds. Missouri law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. St. Louis area specialists guide clients through loan options including fixed rate and adjustable rate plans tailored to local property values.
What Does a Reverse Mortgage Specialist in St. Louis Cost?
Typical costs for a reverse mortgage specialist in Missouri include an origination fee of up to 2% of the home value with a cap of 6000 dollars. Third party costs such as appraisal title insurance and recording fees range from 1000 to 3000 dollars. HUD counseling fees are around 125 dollars. Missouri law requires these costs to be disclosed in a Good Faith Estimate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in Missouri?
In Missouri reverse mortgage specialists must hold a valid mortgage loan originator license through the NMLS. They must also complete annual continuing education on reverse mortgage rules. Specialists often have additional training on HECM programs and Missouri specific regulations.
Are there Missouri specific rules for reverse mortgage proceeds?
Yes Missouri law requires that borrowers receive full disclosure of loan terms including total annual loan cost rates. Proceeds from a reverse mortgage are not considered income for Missouri state tax purposes. Borrowers must also maintain property taxes and homeowners insurance as a condition of the loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.