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Find Mortgage Refinance Companies Near You in Rumford, RI
Browse mortgage refinance companies serving Rumford, Rhode Island. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Rumford, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 7 mortgage refinance companies in Rumford, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shamrock Home Loans
75 Newman Ave Suite L1, Rumford, RI 02916
4014380202
Liz (Letourneau) Corte-Real NMLS #19412
75 Newman Ave Suite L1, Rumford, RI 02916
4017411776
Ron Volpe
75 Newman Ave Suite L1, Rumford, RI 02916
4019546050
Andrew Borges
75 Newman Ave Suite L1, Rumford, RI 02916
4013456250
Juan Cerda
75 Newman Ave Suite L1, Rumford, RI 02916
4012874772
Rich Barnes - cmg home loans
75 Newman Ave, Rumford, RI 02916
7742222311
Shamrock Home Loans - Ellen Connors NMLS #556465
75 Newman Ave Suite L1, Rumford, RI 02916
6177505266
Mortgage refinance companies in Rumford, Rhode Island help homeowners adjust their loan terms or lower their interest rates. Rhode Island law requires lenders to provide a clear disclosure of all fees and terms before closing. Local companies understand the unique property values and market conditions in East Providence and the surrounding area.
What Does a Mortgage Refinance Company in Rumford Cost?
Typical costs for a mortgage refinance in Rhode Island range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent, and title insurance of 500 to 1,500 dollars. Rhode Island also charges a mortgage recording tax of 2.30 dollars per 1,000 dollars of the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Rumford?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law mandates a three day rescission period after signing, which allows you to cancel the loan for any reason.
Are there Rhode Island specific fees for refinancing?
Yes, you may pay a state documentary stamp tax on the new mortgage amount. Recording fees and title search costs also apply. These fees vary by county and loan size.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.